Wednesday, May 2, 2012

Types of Credit Cards


Stiff competition in the credit card provider, to target the various categories of people with a variety of functions, offering the benefits of target-specific, are scheduled in various types of cards. In addition to the credit card standard of the general public, there is a credit card credit card for students, business credit cards, store credit cards, airlines, credit card for gas, credit card generation, these cards etc., especially those who we is intended for targeted groups of.

The standard credit card: credit card provider for almost all of the things the general public, to provide a standard credit card. They are guaranteed from the user and unsecured credit cards available to people without security or mortgage. Credit card companies, credit card prior to providing the general, please refer to the applicant's credit rating. In this category, you can get a credit card with low interest rates and credit card reward points.

Provides a credit card for small business card provider: Many business credit cards. If you want to apply one, you need to know the use of business credit card. Having a business credit card can be a big help to companies in many ways very. But you have to keep in mind, it also can have its drawbacks as well. You need to understand that the company provides credit cards, how to take advantage of it. Business credit card is to facilitate a variety of business transactions become your life easy and comfortable.

Student credit cards: student credit card is intended for college and university students. Most card providers, and ask the eligibility criteria of an applicant for a credit card for students that you are 18 years of age, you do has to be enrolled in a college or university. Credit card company provides unique advantages for students of purchase with a credit card for students. Card provider, to pay for university fees using a card, students will be easier. You have many other benefits that can be useful to use my credit card for students.

Gas credit cards: If you use this card, you can buy at a convenience store or gas pump. Several gas card, you are presented with the reward When you purchase a gas using the card. You can get cash back rewards and rebates with the purchase.

Travel credit card: such cards available are credit card reward airline miles. This has been provided in partnership with credit card companies and airlines. This card, you can earn points or miles for every dollar spent with the card. After winning a certain number of points, you can get a ticket for air travel and the airline in question. Credit card for airline miles rewards, provides the benefits of many travel-related, other credit cards, such as a high amount of travel insurance.

Balance transfer credit card: You can save a few hundred dollars in credit card balance transfers. Some credit card offers a 0% introductory APRS 6 to 12 months in every transaction you make. So, you can transfer the balance from the loan have a higher interest rate on the card to provide APRS 0%.

Credit card for bad credit: This is a special type of credit card for people with bad credit. Credit card company is usually the type of card other places some restrictions could not be found. Credit card limit is lower in such cards. Some companies before providing credit card, and then ask several types of security from the applicant. They may be asked to maintain several types of savings or other account to cover the cost of credit card.

It also offers a cash reward cards for credit card companies to attract prospective customers. They are cash compensation from the selected store, company, or some alliance of all purchase made with the card and provides a discount on the purchase of selected products. Credit card companies also offer you a specific card for the purchase of those stores in the convenience store, or a common selection only.

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