Creditors are a number of different credit cards today, and offers to provide to consumers. Provided always that now, but was not a variety. However, in many companies to provide a credit card, creditors, have discovered that in order to stand apart from the competition they are, there is a need to provide more goods and services.
History
Use of credit cards since the early 1950s, has been growing at a phenomenal rate. The first credit card, Diners Club Frank McNamara is called, was invented by Diners Club was found in the United States.
After the birth of the Diners Club Card, the concept of a credit card is very popular. American Express has issued the first credit card in 1958. Bank of America has published the same year (currently Visa) BankAmericard later. Card was born as Master Card in 1967, now we know.
They were promoted as a device to save time in the 1960s. We need them to most modern life today. The rental company will not let you rent a car without. You must have one of the hotel. The tool rental place even if the overall cost of the rental paid at the front most, does not let you borrow the tool without one more.
American Express, according to the customer satisfaction survey of JD Power and Associates 2007 Credit Card of taking office, has grown to be one of the most popular card in the United States since its birth in 1958. Only seven points is a relative novice Discover card in the field behind the 1,000-point scale. Discover card, could not be established until 1985.
This study for its use, was carried out using a comparison of consumer publishing and 7812 10. While being evaluated as the second most important rewards, consumers were evaluated as the most important advantages and features. The importance of problem solving was more than a paltry 4%.
Not only, use has been increasing since the 1960s, debt also went up significantly. According to the Federal Reserve Bank, credit card debt of all consumers in the United States, was equivalent to $ 80 billion in today's dollars during the year 1968. Total debt of the country, such as now is beyond the $ 88 billion.
You can get the type of credit card!
Part of the offer is to provide a lower interest rate to help eliminate, or reduce their debt people available today. Some card also provides the introduction of the zero interest rate period of the balance has been transferred from other cards.
Case of a low interest rate card, the card is more discovery. It has a period of 12 months the introduction of the zero interest rate and interest rate of 10.99 per cent regular. This card also, you can earn your cash back rewards.
Remuneration is another popular type of offer. There are several types of reward cards that can be used to offer airline miles, and / or gas rebate rewards, cash back, of the hotel.
According to the customer satisfaction survey of JD Power and Associates, the reward is the issuer, is one of the main offer can be provided in order to entice customers. In the study, says that 80% compensation of the owner of the card to get some sort of compensation and how to use them when it comes to the selection key.
In the case of reward cards are VISA card Chase Free Cash Rewards. It is all dollars and eligible charge, to provide a point of 1,000 bonus points after first purchase.
There is also a credit card offer for those with bad credit history or damaged credit history or no. Some issue, provides a special card for students and businesses.
Credit card information analysis
Number of offers that are available today, you might want to give someone a scare. To choose the desired card in the offer will likely be a difficult process.
So, do you look for in an offer of credit card? It depends on your spending pattern. If you run a balance, you will probably find a low interest rate credit card. You can transfer the balance to your new card frequently, find the interest to offer more than a year without pay. Although I think will pay off your credit card every month If you prefer the other hand to use it as purchased was lost, and want to look at cash back or reward. These cards will give you (such as discount air miles, the hotel) and a variety of cash rewards for using your card just for you. If you have a home business or small business, there is some great information there put the cash into your business and help to save money.
So, do you find the information of how these? The best thing to do is to search online for Web sites that offer great credit card information. This process, in recent years has become much less pain, spend time and effort on doing your research, you will have to pay big dividends in the long term.
0 comments:
Post a Comment