All Business Transactions Made Easy with a Debit Card

There are several financial institutions which offer different types of cards which are mainly used for withdrawing money or doing other transactions within Australia and other parts of the world. The cards are also available based on their functions and the benefits that are attached to them.



Benefits of using a Debit Card

• Their introduction in the market has reviewed how people can obtain money from their accounts. Previously this was possible by obtaining cash over the counter or by use of cheques.
• A St George debit card is used in a similar way as any other Automatic Teller Machine (ATM) card. This means that it can be used to withdraw money from any machine provided that your account has money in it.
• It is safer to carry around as compared to cash which can get lost easily or may be stolen if not kept properly.
• They limit spending of the card holder. This is due to the fact that it only allows withdrawals to be made from what is in the account. This completely different from a credit cards which allows a person to withdraw in excess on what is held in the account.
• It controls and regulates impulse buying because it may not be used in stores or restaurants which do not have machines which accept debit card or swiping of any card for that matter.
• It can be used for any business transaction which involves payment. When it is in your possession it is possible to purchase any item that would have been bought using cash or any other form of card.

To benefit from the services of a debit card do not -

• Contemplate on withdrawing more than what is held in the account. The excess withdrawal however little it may be can attract high charges. At times the transaction may be rejected completely. It is important therefore to confirm the account balance before engaging in any transaction.
• Disclose the secret code or PIN to anyone. In case of any misplacement contact the institution of issue in order for them to able to block any further transactions using the same card in case it landed in the wrong hands. Disclosing of any such details of your Suncorp debit card might see your account wiped clean by a fraudster.

These cards are available any time a person opens an account. The financial institution will always give the options of having a debit or credit card. Visit online at Debitcard.com.au

Article Source: Ideamarketers.com

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