Monday, June 17, 2013

Things Successful People Do on a Weekend

Success is determined by one's self. It could be satisfaction with your wealth, milestones achieved at a young age, or solid relationships with loved ones. However, more often than not, the world equates success to a high ranking position in your career at a young age.I have not thought of myself as successful, but as age and experience creeps on, i became gradually proud of my life journey.My conservative Asian parents reckons i play too much and...

Monday, June 10, 2013

visa credit card for students

Student Visa Cards - The Good and BadOne thing that many college students intuitively know is certainly that having a charge card is without a doubt one of the essentials of life. Not specifically to splurge on things they do not require, but to build a strong credit ranking so that when it comes time to make a serious buy, they'll always be in great standing. One can find student credit cards that may ease a young man or woman into the credit economy...

Saturday, June 8, 2013

Many people have been victimized in credit repair scams, but that is not to say there are no legitimate businesses out there that can help you. If you would like to get your credit back on track, this article is very helpful in letting you know what to look out for when choosing a credit repair company. People who are trying to repair their credit by looking for credit repair services should be wary of credit repair scams. There are a number of...

Credit cards are almost a necessity of modern life, but the easy credit that they offer can get many people in trouble. Knowing how to use credit cards responsibly is a key part of your financial education. The tips in this article will help make sure that you do not abuse your credit cards. Every time you decide to apply for a new credit card, your credit report is checked and an "inquiry" is made. This stays on your credit report for up to two...

Auto insurance is one of the most important tools any driver can have. Auto insurance protects drivers in the case of auto collisions by providing them with coverage for medical bills and car costs. However, before purchasing auto insurance, there are some things you should know. Read the following article for advice on auto insurance. Call your auto insurance company and ask for a comprehensive list of all of the discounts they offer. Go down the...

It's becoming harder and harder to manage your money today, with that being said it becomes even harder to repair your credit once it declines. If you're facing this problem then you're in the right place. This article is here to help you form strategies of success towards repairing your credit. One neat trick for dealing with credit bureaus when you are repairing your credit is to hand-write all of your correspondence with the bureau. The credit...

Credit cards can help you to manage your finances, as long as you use them appropriately. However, it can be devastating to your financial management if you misuse them. For this reason, you may have shied away from getting a credit card in the first place. However, you don't need to do this, you just need to learn how to use credit cards properly. Read on for some tips to help you with your credit card use. Check your credit report regularly....

So today, after 2 weeks of totally staying at home (oops, I went out with hubby yesterday for a Pizza date for 2 hours only) I got a day off today for about 5 hours. And yes, I was able to test my pump's mobility by pumping and storing it in my cooler bag. It's so great. The Medela Freestyle really lives up to its standard.My younger sister-in-law (SIL) is getting married on Monday and my eldest sister-in-law decided to throw a surprise party for...

Friday, June 7, 2013

Reasons people apply for personal loans

There are as many reasons people apply for personal loans as there are loans available. In this article, we’ll explore the top five reasons from providing relief when household bills begin to mount-up, to funding a new car, or a special holiday. Personal loans allow people to get on top of their finances. And with judicious investments, a personal loan can even lead to the ultimate goals of financial freedom.1. ConvenienceWhether loans are used by...

Thursday, June 6, 2013

My Home Spa

Being away from the convenience of Singapore means i CANNOT INDULGE IN MY MONTHLY SPA AND FACIALS! That, is tough. Here, a manicure starts from SGD 150!! So I came prepared. The change in climate in the initial weeks have made me breakout, peel and develop dandruff. The breakout was salvaged by Porcelain Face Spa's Balance Essence. It really is a skin and ego saver, removing pimples without medication! It even hydrates my skin.  I...

Month in Snapshots

This was meant to be an April's post but only got around to uploading the pictures now. Went out on a yatch with friends,Weddings are good reunions for everybody. These were my Australain study mates, school times are always the best years (except polytechnic, where i found most classmates pretentious). The bride and groom's love story was a bittersweet one. Boy liked girl, girl wasn't sure. Both dated other people, but ended up with each other...

Wednesday, June 5, 2013

Visa Card Rewards

Visa Card Rewards - What Are They?Visa offers its clients many different Visa card rewards. Depending upon the card that you choose, the rewards tend to fluctuate. Still, in every case, these reward programs tend to be very popular. Why? While some card companies don't live up to their rewards, Visa isn't one of them.This is why Visa is one of the most popular credit card companies out there. If you need a rewards card, you might want to consider...

Interesting Eye Care Tips

I have noticed quite many bloggers have very bad eye bags and dark eye rings. Must be due to the late night photo shopping and looking at the iphone at night in bed.The skin surrounding your eyes is one of the most sensitive areas of the body and hence, needs to be given special attention. This tender area, which is ten times more thinner than the rest of your skin, is often exposed to an array of problems like puffy eyes, dark circles, wrinkles,...

Tuesday, June 4, 2013

Tips, How income garnishment works?

You’ve just gotten your check, and you discover that a good portion of it is missing. You see the words garnishment written on it, or maybe you have heard one of your co-workers talking about a wage garnishment that they are suffering through. You may be wondering what exactly a wage garnishment is, and what it entitles? A wage garnishment is when a creditor obtains a legal judgment that allows them to take a portion of your income to satisfy a debt.*How...

Monday, June 3, 2013

Insurance Accounting Basics

Okay, One peculiar aspect of the insurance industry is the great lapse of time between the revenues on the one hand and the related expenses on the other--in other words, between the receipt of premiums from policyholders and the payment of claims. This gap makes actuarial estrimates (of the expected longevity of the insured, for example, in the case of life insurance) a crucial factor in determining the profitability, even the solvency, of a firm.Loss...

Tips, Accounting for Insurance Policies

Insurance claims are operating expenses. Accordingly, an insurance company's senior leaders ensure that policyholder claims are valid and complete. They also ensure that claim accounting procedures are adequate in the short term and long term.Claim DefinedA claim is a document in which a policyholder requests reimbursement for expenses incurred after an adverse event. The event must be covered in the insurance policy.Claim Recording by the InsurerTo...

Saturday, June 1, 2013

Whether you need life insurance depends on your family circumstances and your personal financial status. No pat answer covers every individual situation. Evaluating the family financial condition as objectively as possible can help you determine if you need life insurance. An honest in-depth assessment of what life would be like for your family without you, both now and in the future, is a good place to start in gathering information to make the...